the time first heard the card was around half year ago when i visited my friend who's workin' for dbs in singapore at that time and he said the card will be issued in hk. but at that time my mom said it's an american express card (ae card) and not quite useful in hk coz not many places here accept ae card. he also agreed...
now the application form has come to my house as my mom is an "loyal" customer of dbs and she can get the card with no annual fee forever. so she will apply it.
black card? not a big deal at all.
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